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On financial pyramid, preparing emergency funds is a basic need that must be fulfilled first. The amount of emergency funds that must be owned is minimum 3x monthly expenses (without dependents).... Read More
Nowadays, the better standard of living, the living expenses are higher too. Besides a focus on daily needs, we must start preparing for future spending plans. How to start it? What kind of... Read More
Managing finances for the future is an important foundation in life. It's a shame that our income is always spent for some impulsive buyings. Purpose, determination and consistency... Read More
